If you’re looking for rehab for alcohol or drug addiction, your insurance can play a key role in helping you get effective and affordable treatment.
If you have First Health Network benefits, your plan can potentially cover a significant portion of your rehab expenses. Read below to learn more about finding a quality rehab center that is covered by First Health Network insurance.
What is First Health Network?
What is First Health Network Insurance?
This type of health insurance is actually a subsidiary of Aetna, one of the biggest insurance providers in the world. However, Aetna’s standard health insurance plans differ from First Health Network plans in that the latter are PPO (preferred provider organization) insurance plans.
What Areas Does First Health Network Cover?
First Health Network insurance offers standard PPO insurance coverage. This means you can expect your First Health Network insurance coverage to pay for a significant portion of medical care from providers within the designated national network.
Types of Rehab Services Covered by First Health Network
First Health Network insurance can cover both inpatient and outpatient rehab services — as long as those services are provided by an in-network treatment center. This makes finding a First rehab center simple; all you need to know is whether a treatment center is one of the many First Health Network providers.
Outpatient Rehab vs Inpatient Rehab
Outpatient rehab is rehab treatment that does not involve staying at a treatment center. Examples of outpatient rehab include CBT therapy sessions with a recovery counselor or outpatient detox treatments.
Inpatient rehab, on the other hand, involves staying at a treatment center for a certain period of time. This type of rehab is often followed by a period of outpatient rehab.
Finding a Rehab Program in the First Health Network
Finding a rehab program in the First Health Network is straightforward and simple when you know where to start. If you have First Health Network insurance, start by contacting the company and asking for a list of rehab centers in-network near where you live. If you are in the San Diego area or able to travel, Restore Detox Centers is an ideal option.
Costs and Timelines Associated with Rehab Stints
A stint in inpatient rehab usually lasts several weeks and can involve everything from DBT therapy to detox. Treatment costs can often be fully covered by First Health Network insurance once you reach your deductible. However, you may have to pay coinsurance after you meet your deductible based on the terms of your insurance policy.
What are Some Other Aspects of the Recovery Process?
Rehab is just one aspect of successful addiction recovery. A stay at a trustworthy rehab center can set you on the path towards long-term recovery, but taking steps to continue your recovery journey after you leave is essential. Resources like long-term counseling, sober companions, and weekly support groups can be indispensable as you continue to recover.
Frequently Asked Questions
First Health Network PPO insurance gives you access to a wide array of in-network healthcare providers.
With PPO (preferred provider organization) insurance, you can see any doctor or specialist with insurance coverage without first getting a referral from your primary care physician. This type of insurance coverage can be beneficial for those seeking specialized medical treatment who would otherwise need a referral to get insurance coverage.
Your First Health Network insurance can cover mental health treatment in many cases. Make sure to always confirm that your chosen treatment option is covered before you need to make your first payment.
Your out-of-pocket costs with First Health Network depend on the terms of your plan. If you have a higher annual premium, you may only have to pay a small deductible before your plan fully covers your rehab expenses.
However, some First Health Network plans include coinsurance — costs that you still cover after you meet your deductible. Refer to your policy to confirm whether you’ll have any out-of-pocket rehab costs.
Restore Detox Centers is on a short list of California rehab centers that are preferred providers with First Health Network. If you’re covered by First Health Network Insurance and live in San Diego or are willing to travel, our facility is the ideal place for you to receive treatment.